PHOTOS: No money left, not able to save? 5 ways to keep notes in your wallet
Importance of saving money: ‘Money is dirt from the hands’ but if this dirt is completely removed from the hands then a person can get into serious trouble. Therefore, while it is important to earn money, it is also important to save money. It is easy to lose money, difficult to earn. Be it a woman or a man, the habit of saving is a good habit, but on the contrary, if you have the habit of spending and you keep buying goods and services even without the need, then today we are going to help you in eliminating this habit.
These tips will help you save more money in smart ways
Emotional buying emotional triggers also sometimes become the reason for spending money. In our phase of being emotionally disturbed or very happy, we take wrong decisions. If we need one thing, we buy two things because today we are in a good mood or we are sad and we consider shopping as therapy. But in a way, this therapy is causing you harm by spending money. While shopping, pay attention to whether you are shopping out of passion?
Spend on yourself but keep records of it. This account of how much was spent, when and where, will psychologically alert you and gradually your spending will start being limited to what is required. You yourself will realize that the purchase of some non-essential items could have been controlled. Upon realizing this, your brain will alert you on the next unnecessary purchase.
The best way is to make a budget. Make a budget at the beginning of the month, whether you take pocket money from your father or earn it yourself or manage the house. Maintain a budget on notepad in mobile or through any apps. Or write down the major expenses of the month in advance on a single small notebook and try to stick to it.
Frequent and continuous use of social media is a trigger for unnecessary shopping. While scrolling, advertisements of various e-commerce sites keep appearing. Many times you click on them and the impulse to buy something arises. You also buy things which you do not normally buy or which you do not need. In such a situation, try to reduce the use of apps like Instagram, Facebook.
Get into the habit of investing. That is, do financial planning as to where to invest the money, if you want to do SIP, RD or FD, then for this you will have to save money. If your goal is to save money and invest, then you will spend it reluctantly. Believe me, by implementing these few habits in your everyday life, you will feel that you are overspending less than before. And with time this habit may also end.
No Comment